Get personalised investment recommendations based on real rates from BIBD, Baiduri, TAIB, SCB and more.
Tau kah kamu — there are more ways to grow your money in Brunei than most people think. DuitTani exists to raise that awareness — showing clear, side-by-side comparisons so every Bruneian can make an informed decision about their own money.
Pilih your risk profile to get started
Lawa tu! Here's what suits you 👇
Annual compounding · contributions at year-end · illustrative only
Whether you're just starting out or growing an existing portfolio, these fundamentals will help.
Keep 3–6 months of expenses in a savings account before investing. This protects you from selling at a bad time.
BND 200/month at 5% for 20 years grows to over BND 82,000. Time is your biggest asset — start now, even dengan sikit.
A mix of deposits, unit trusts, and equities spreads risk. Jangan taruh semua dalam satu bakul.
Short-term (1–3 yrs)? Fixed deposits. Medium (3–7 yrs)? Unit trusts. Long-term (7+ yrs)? Equities.
A 2% annual management fee can significantly cut long-term returns. Always read the product disclosure sheet.
Consistency beats prediction. Investing regularly, rain or shine, outperforms waiting for the "right moment." No one rings a bell at the top or bottom.
What the bank pays you annually. Fixed deposits lock this in; savings accounts can change anytime.
A voluntary gift from Islamic banks like TAIB and At-Tamwil. Not guaranteed by contract but historically consistent.
Per year. 1% on BND 10,000 = BND 100/year before any compounding.
Earning interest on your interest. BND 10,000 at 2% becomes BND 10,200 in yr 1, then earns on BND 10,200 in yr 2.
Your gain after inflation. 1% return with 2% inflation = -1% real return. Your money loses purchasing power.
Your original deposit before any interest. If you put in BND 5,000, that's your principal.
How long your money is locked in. Longer tenors usually offer higher rates.
How easily you can access your money. Higher returns often mean lower liquidity.
Spreading money across investments to reduce risk. Don't put all your eggs in one basket.
Not guaranteed. Based on past fund performance. Can be positive or negative.
Get personalised investment recommendations based on real rates from BIBD, Baiduri, TAIB, SCB and more.
Tau kah kamu — there are more ways to grow your money in Brunei than most people think. DuitTani raises that awareness — clear, side-by-side comparisons, so you can decide for yourself.
Pilih your risk profile to get started
Annual compounding · contributions at year-end · illustrative only
Whether you're just starting out or growing a portfolio.
Speak to a financial consultant at any of the banks listed.
DuitTani is free and always will be. If it helped you make better financial decisions, even a small contribution goes a long way in keeping it running.
Thank you for supporting DuitTani! Your support keeps the lights on.
Tani punya duit, tani yang decide.